Group Benefits

We work with employers to design attractive benefits to offer their employees at competitive prices.

Our size and overhead is far less than other agencies, which means more affordable options for employers.   We have expertise in self-funded plan design and administration.   We do not use any third-party general agents: all our contracts are direct with all of our carriers.   We stand ready to serve you!

As an added benefit to you, we can create a custom intranet service to suit your company’s needs, ranging from an employee-benefits portal to a full human resources communications system, offering manual or electronic enrollment, tracking and administrative capabilities.

We offer:

  • Group Medical Plans
  • Self-funded Group Medical Plans
  • Fully-funded Group Medical Plans
  • Private Group Medical Exchanges
  • Dental Plans
  • Vision Plans
  • Group Life Insurance
  • Supplemental Life Insurance
  • Dependent Life Insurance
  • Group Short-term Disability Insurance
  • Group Long-term Disability Insurance
  • Voluntary Short-term Disability Insurance
  • Voluntary Long-term Disability Insurance
  • FSA Flexible Spending Accounts
  • HRA Health Reimbursement Accounts
  • Gap Health Insurance Plans
  • Cancer Insurance
  • Accident Insurance
  • Critical Illness

Small, medium and large group markets will each have different options and compliance levels under the new government health care regulations. IDSI is prepared to be your consultant and guide you throughout the complex maze of regulations and changes, so you can be confident that your company is in compliance.

With IDSI you can count on professional, friendly, no-pressure quoting.   We provide assistance and explanations of coverage to both employers and their employees.   For employees with a high share of dependent costs, we will help them compare group and individual plan options to help them save money.   We are available for ongoing support to review questions from employees and employers about their coverage.

Our Group Benefits Providers include and are not limited to:

Blue Cross Blue Shield of NC
The Hartford
Dearborn National
Delta Dental
Assurant Health
Integra Group Benefits