Matching your needs with a cost-effective plan.
We work with employers to design attractive benefits to offer their employees at competitive prices.
Our size and overhead is far less than other agencies, which means more affordable options for employers. We have expertise in self-funded plan design and administration. We do not use any third-party general agents: all our contracts are direct with all of our carriers. We stand ready to serve you!
As an added benefit to you, we can create a custom intranet service to suit your company’s needs, ranging from an employee-benefits portal to a full human resources communications system, offering manual or electronic enrollment, tracking and administrative capabilities.
Group Medical Plans
Self-funded Group Medical Plans
Fully-funded Group Medical Plans
Private Group Medical Exchanges
Group Life Insurance
Supplemental Life Insurance
Dependent Life Insurance
Group Short-term Disability Insurance
Group Long-term Disability Insurance
Voluntary Short-term Disability Insurance
Voluntary Long-term Disability Insurance
FSA Flexible Spending Accounts
HRA Health Reimbursement Accounts
Gap Health Insurance Plans
Small, medium and large group markets will each have different options and compliance levels under the new government health care regulations. IDSI is prepared to be your consultant and guide you throughout the complex maze of regulations and changes, so you can be confident that your company is in compliance.
With IDSI you can count on professional, friendly, no-pressure quoting. We provide assistance and explanations of coverage to both employers and their employees. For employees with a high share of dependent costs, we will help them compare group and individual plan options to help them save money. We are available for ongoing support to review questions from employees and employers about their coverage.
Our Group Benefits Providers include and are not limited to:
Blue Cross Blue Shield of NC
Integra Group Benefits
Insurance Design Solutions, Inc, was founded in 1996 and is centrally located in Greensboro, NC to best serve our statewide client base. With a combined experience of over 25 years in the industry, IDSI is operated by Jim and Bryan Valentine, a father and son team. IDSI is authorized to provide services for any company, large or small, in North Carolina seeking to offer insurance benefits to their employees. IDSI is also authorized to help with individual health insurance and Medicare insurance.
IDSI is a full-service agency, providing:
A no-pressure professional, relaxed quote options
Assist with the application process
Clarification and explanation of options
Handling of the paperwork: Underwriting, Rate comparisons and Enrollment
Open communication with you – so you know where you are in the enrollment process
Assistance with claim resolutions – we will serve as your advocate should you need to appeal or resolve claims issues
Competitive rates due to our low overhead
Direct contact and service with your agent – no getting lost in a phone tree or selecting the correct prompts
Our mission is to help you find the best current insurance options available. We will monitor how your options, or needs may change as the new insurance legislation is implemented. Our primary aim in this economy is cost-containment and compliance, while continuing to provide ample benefits. We take a proactive approach to health management and wellness programs for our clients and feel this can be an important part of cost containment.
New government regulations continue to change the health care industry. Employers need to team up with a brokerage that understands, and is actively engaged in the changing landscape of group and individual benefits. We are that brokerage, and want to be your partner in these challenging times! We are constantly monitoring the ongoing changes to the health care system on your behalf. We will share with you what we learn, and offer suggestions on how you can best take advantage of those changes. Please take a look at the “News/Compliance” section of our site for helpful updates.
Past and present clients range from restaurant chains, industry management companies, medical practices, professional services groups, country clubs, and individuals seeking their own individual health coverage. IDSI is a proud member of the North Carolina Automobile Dealers Association, and works closely with new and used vehicle franchises statewide.
Jim Valentine moved to NC from New York with his mother after the passing of his father at the age of 15 years old. Growing up one of five children, he started his career with Wachovia Bank working with the auto and banking industry. Jim transitioned into insurance in 1996 starting Insurance Design Solutions, Inc. after talking with business clients and finding out what their greatest need was in operating their corporations. The answer was clear; a trusted business relationship was needed most in the group benefits aspect of their respective businesses. Jim is licensed to negotiate proposals for life, health, disability, critical illness, and long term care products to meet the needs of his clients. Jim has been happily married for 44 years, and has two children and 3 grandchildren. Jim is a devoted husband and father. He carries these same beliefs to Insurance Design Solutions, Inc.
Bryan Valentine was born and raised in Greensboro, NC. Bryan started his carrier with Insurance Design Solutions, Inc. in 2003 after finishing college. After joining Insurance Design Solutions, Inc. in 2003 and learning the business of group insurance, Bryan received his Medicare Supplement/Long Term Care License in 2007. Bryan is uniquely qualified to sell group insurance products as well as individual insurance products. Bryan is federally licensed to sell individual health insurance plans “on” and “off” the new Federal Marketplace. Bryan also actively sells Medicare Advantage, and Medicare Supplement/Part D policies with a wide range of carriers. Bryan has been happily married for 4 years, and has one daughter. Bryan is a devoted husband and father. At Insurance Design Solutions, Inc. Bryan will work hard to find the insurance solution that best fits your specific needs.